You chose the correct answer.
The FCRA prohibits
a CRA reporting arrest records that antedate a consumer
report by more than seven years. 15 U.S.C. Sec. 1681 Some
state laws also restrict when arrest records may be reported.
Additionally, there are some state laws that prohibit an
employer from using this information in making employment
decisions; therefore, a CRA should determine if it wants
to provide an employer or other end-user with information
it may not be able to use by law.
far back should a consumer reporting agency report criminal
years according to the Fair Credit Reporting Act
far as it wants
depends on the state in which the applicant resides or works.
a and c