Volume 4, Edition 2, February 2008

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Question #2

Before running a consumer report on a consumer for employment purposes, what responsibility do you have as a CRA to ensure that a disclosure and authorization is obtained by an applicant or employee?

a) The CRA must follow the laws of the state whete the report is being generated.
b) I am solely responsible for ensuring it is completed by an applicant.
c) None, as long as the employer cerifies to the CRA that it will follow the law.
d) I share this responsibility with the end-user.


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